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Mirador Perspectives | Adapting the Best of FinTech


This white paper starts by exploring the demand- and supply-side dynamics defining the small business lending landscape. We then segment supply-side issues by regional/community and larger banks with a “deep-dive” into challenges impacting alternative lenders – and how those gaps introduce opportunities for traditional lenders.

The second half of this white paper addresses future growth areas and how new technologies can harness them. You’ll learn:

  • What millennial borrowers demand from small business lenders
  • How technology can help banks mine current borrower relationships
  • Where technology can improve profitability, from reducing loan application costs, minimizing defaults and implementing risk-based pricing

We’ll close with best practices recommendations traditional lenders can adopt to meet these challenges successfully.